"Don't get half-baked advice from someone over the fence or from an accountant that might not know about it," he told reporters in central NSW.
"Talk to people that know. They have the expertise and can tell you swiftly whether you qualify and guide you through the process."
The government will give the Rural Financial Counselling Service an extra $5 million to provide more support for farmers, particularly those applying for the allowance for the first time.
As dry conditions put producers in precarious positions across large swathes of eastern Australia, the government estimates 19,000 people who could be eligible are yet to apply for help.
The application process has come under fire, with arduous forms and requirements turning some farmers away from seeking support.
Agriculture Minister David Littleproud said the application time had been cut from 25 days to 18.
"The financial service is where you should go first," Mr Littleproud said.
"Don't go to your accountant, they look after your tax. You have the rural financial service to look after you."
The assets test to claim the allowance has been increased from $2.6 million to $5 million, which the government believes will make about 8000 more households eligible.
In June, the government extended the Farm Household Allowance limit from three years to four years.
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