Are you eligible for the Higher Education Loan Program?

Around three million Australians have a government loan through HELP, the Higher Education Loan Program. You too may be eligible to defer your tertiary tuition fees until you secure a job.

Are you eligible for the Higher Education Loan Program? Credit: E+

Key Points

• A HELP loan defers your tertiary course fees until you find a job.
• You won’t start paying off your loan until your income reaches $51,550 a year.
• To be eligible you must be an Australian citizen or hold specific visa or residency status.
• Unpaid HELP debts grow in line with the Consumer Price Index.

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