Accessing superannuation for a home-loan deposit is something New Zealanders are able to do.
But in Australia, the debate continues -- and it is not just traditional first-home buyers seeking to tap into their retirement funds.
The idea of accessing superannuation to help buy a home runs into strong resistance and a range of arguments against it.
There is the argument it may encourage people to pay more for properties.
Or that superannuation is there to help fund your retirement and that compound interest means the more you have in superannuation early, the bigger your retirement balance.
But for some, the future is hard to think about when there are more immediate pressures.
In Sydney, Ballina Gee, recently divorced, describes what it can be like.
