Some people believed that Interest-only home loans with an offset facility can be attractive for investors as it allows you to reduce your monthly repayments, minimise your non-deductible debt (and increase your deductible debt), and secure a good return (capital gain) if you purchase a principal place of residence (PPR) and then convert your home into an investment property. But is it a legitimate investment? How does it work? Kam Yuen, Financial Planner and director of CoWealth, is about to tell you more in an interview with Ivan Leung.
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