The Financial Capability website - managed by the Australian Securities and Investments Commission - says only 35 per cent of us do.
Do you understand the concept of diversification?
Only 40 per cent do.
How many of us pay our credit card balance in full every month?
59 per cent.
It means many Australians are missing out on growing their wealth; so in this special report from we find out the basics of what do you need to know about money.


