The Productivity Commission has questioned the effectiveness of the decades-old "four pillars" banking policy.
What is the four pillars policy and why was it introduced? Why does the Productivity Commission believe that the policy is redundant and ineffective? What have been reactions to the Commission’s criticism?
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![Every five years, the Australian Bureau of Statistics [[ABS]] counts every person and every household in the country as part of the Census.](https://assets.sbs.com.au/dims4/default/e082c1e/2147483647/strip/true/crop/1920x1080+0+0/resize/1280x720!/quality/90/?url=https%3A%2F%2Fsbs-au-brightspot.s3.ap-southeast-2.amazonaws.com%2F85%2F79%2F402160a64ba59c73e471983f1bbb%2Fnepali-youtube-thumbnail.jpg&imwidth=1280)
