Settlement Guide: Here's why everyone should have a will.

Organising a will Source: Getty image

Research shows that many Australians underestimate the importance of having a will. But experts argue that planning for your loved ones’ future should be a priority regardless of age, socioeconomic status and ethnicity.

When someone dies without a will, it is called intestacy, and the distribution of assets then takes place according to the state or territory laws.

While online do-it-yourself will kits are a rising trend in Australia, getting legal advice is considered a safer option.

But it’s not just solicitors who provide professional assistance.

You can get your will written by the State Trustees, a government office operating in each state or territory.

If you use an online will kit, you can still get it checked by a solicitor or Public Trustee.

Public Trustees still charge, but fees are regulated, nominal or fee-to-service. Fee exemptions may also apply for pensioners and people over 60.