While it's easier for individuals to be approved for a credit card, it's much harder for migrant small business owners who rely on credit for a start or to expand.
Why do refugees struggle to establish their own business?
Source: Pixabay
It's not just the English language which new migrants have to come to terms with - Australia's financial system is very different to those from other parts of the world. Using a credit card or automatic teller machine might be second nature to most of us but can be a foreign concept to some new migrants or refugees.
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