這項研究由澳大利亞國民銀行的理財分支機構MLC對2000名澳洲人進行。
該部門行政總監夏格表示,以前大家會預期下一代的生活會比他們更好。但最新的發現,情況並非如此。調查發現,有三分之二國民認為下一代難以置業。另外,三分之一的國民擔心下一代今後的生活水平會比不上自己。
有過半數的被訪者還擔心,未來十年,自己將無法再維持目前的生活水平。
另有五分之一的人認為,他們將需要依賴家庭的遺產,來支付樓房按揭貸款,或維持家庭開支。
此外,研究數字發現,雖然有半數的退休人士依賴退休金(pension)過活,但數字同時,在即將退休的國民中,只有四成人預期,他們需要依賴政府的退休金過活。夏格表示,這個情況顯示退休公積金(superannuation)儲蓄計劃行之有效。
One-in-five expect they will need to rely on family inheritance to pay off their mortgage or ensure their financial stability.
However, while just over half of those in retirement rely on the aged pension, only around two-in-five Australians who are entering retirement believe they will need to rely on the government.
Mr Hagger said this is a positive sign that the superannuation system is increasing self-sufficiency in retirement.
'That is why it is more critical than ever the objectives of super are enshrined in law as swiftly as possible to avoid constant political tinkering and provide stability and certainly to all Australians,' he said.
The federal government is currently seeking submissions to a discussion paper that aims to enshrine the objective of superannuation into law as recommended by the Murray review into the financial system.
- See more at: http://www.skynews.com.au/business/wealth/2016/04/03/mlc-reveals-next-generation-s-wealth-worries.html#sthash.XYqsRXdv.dpuf
One-in-five expect they will need to rely on family inheritance to pay off their mortgage or ensure their financial stability.
However, while just over half of those in retirement rely on the aged pension, only around two-in-five Australians who are entering retirement believe they will need to rely on the government.
Mr Hagger said this is a positive sign that the superannuation system is increasing self-sufficiency in retirement.
'That is why it is more critical than ever the objectives of super are enshrined in law as swiftly as possible to avoid constant political tinkering and provide stability and certainly to all Australians,' he said.
The federal government is currently seeking submissions to a discussion paper that aims to enshrine the objective of superannuation into law as recommended by the Murray review into the financial system.
- See more at: http://www.skynews.com.au/business/wealth/2016/04/03/mlc-reveals-next-generation-s-wealth-worries.html#sthash.XYqsRXdv.dpuf