Cash vs. Card: Which one do you use more?

Australian fifty-dollar bank note and card payment. Image source: Pexels

Do you still prefer cash, or have you fully embraced card and digital payments? As Australia gradually moves towards a cashless society and more bank branches close, payment habits are changing. Listen to how some Filipinos adapt and what influences their choice.

Some Filipinos prefer using cash to better monitor their budget, while others are more comfortable using cards for faster transactions.
According to Reserve Bank data, there are $103.7 billion in Australian banknotes in circulation, an increase of $3 billion since October 2024.
The Australian Banking Association (ABA) announced a two-year postponement of bank closures in regional areas. This moratorium will last until 2027, giving people enough time to adjust to the changes.

Regional bank closures halted for now; but there's an alternative

How digital payments change the money transfer habits of Filipinos in Australia

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