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Do you still use physical cash or have you switched entirely to digital cards?

Hands holding a wallet with cash in it.

While some hypothesised Australia would become a cashless society in 2030, new data has shown that the use of cash has increased since 2022. Source: Getty / Traceydee Photography

Despite the convenience of digital wallets, fresh data shows a renewed reliance on physical currency among Australians as a vital financial safety net.


Key Points
  • Cash transaction usage rose to 15 percent in 2025, a slight increase from 13 percent in 2022.
  • More than a third of the population expresses concern over the potential total disappearance of physical cash.
  • Access to currency remains a challenge as ATM networks have shrunk by over 25 percent since 2016.

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