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Practical tips on how to save and build personal wealth

baon, packed lunch, savings

Source: Pexels/Getty Images/KucherAV

Bringing baon (packed food) to work and making your own coffee may save you 400 AUD per month.


Most Filipinos indulge in dining in restaurants and buying coffee everyday. Finance broker Maria Papa says making small changes in one's spending habits could pave the way for building personal wealth.


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