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Mga serbisyo ng buy now pay later, isasailalim na sa mahigpit na regulasyon ng gobyerno

FINANCE ZIP CO

**FILE IMAGE** Zip signage is seen on a storefront in Sydney, Tuesday, October 22, 2019. By the end of December 2019, 1.8 million customers had an active Zip account that allows them buy now and pay later without a credit card at 20,875 merchants, including Amazon Australia. (AAP Image/Derek Rose) NO ARCHIVING Source: AAP / DEREK ROSE/AAPIMAGE

Milyong Australian ang gumagamit ng buy now pay later scheme pero hanggang ngayon ang industriyang ito ay self-regulated lamanag.


Key Points
  • Sa nakalipas na limang taon, aabot sa pitong milyong mamamayan ang kasalukuyang may account sa buy now pay later schemes na nagreresulta din sa malaking utang.
  • Inanunsyo ng pederal na gobyerno na itatrato ang buy now pay later na parang credit products upang maiwasan ang pag-utang na hindi naman kayang bayaran.
  • Sa 2022 report ng women's advocacy group na Good Shepherd, lumabas na ang pinakananganganib na malubog sa utang ang mga kabataan, single parent at mga kababaihan na tumatakas sa family at domestic violence.

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