‘Not happy’: Mortgage holders feel the pressure as rates rise; economist warns of further hikes

On 3 February, the Reserve Bank of Australia (RBA) announced a 25-basis-point increase in the cash rate to 3.85 per cent, marking its first interest rate rise in more than two years. In this podcast, we speak with mortgage holders who say they will now need to reassess their finances, as financial experts stress that careful budget planning will be essential in the period ahead.

A graphic composition created on Tuesday, December 9, 2025, shows information related to the Reserve Bank of Australia (RBA) announcement on interest rates. Source: AAP / Credits: AAP Graphics / Joanna Kordina/AAPIMAGE

[Disclaimer: This information is intended as a general guide. For advice tailored to your situation, please consult a qualified professional.]

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