Did Your Gift-buying Cost You More Than You Could Afford?

An Afterpay sign is seen in a store window in a shopping centre in Sydney, Tuesday, February 26, 2019. (AAP Image/Derek Rose) NO ARCHIVING Source: AAP / DEREK ROSE/AAPIMAGE

A bumper pre-Christmas shopping period this year may have enticed people to spend more than they can afford.

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Buy Now Pay Later services such as Afterpay have come under scrutiny in a new study from the University of Sydney.  The study has found that these services are failing to protect vulnerable borrowers.