Is there any hope that property will become more affordable? The average property loan in Sydney is eight times a buyer's salary.

It is looking increasingly likely that Australian banks will be making it harder to get a loan to help ease growth in the property market.

Houses along the Derwent River are seen in the late afternoon as boats make their way to the finish line of the 2017 Sydney to Hobart Yacht Race Dec 27, 2017. Source: AAP

Core Logic says the median price for a home across the country is just under $675,000 - that's up more than 20 per cent for the year and the most since 1989. While the monthly pace of growth has eased, prices are expected to continue to climb until interest rates rise.

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