Yet more than half of all Australians have private health insurance. While many buy it to avoid long wait in government hospitals or to access services like dental care, others do it for tax benefits.
But is private health insurance worth it for you?
Kulasegaram Sanchayan reports in Tamil with a feature written by Sneha Krishnan
Listen to SBS Tamil at 8pm on Mondays, Wednesdays, Fridays and Sundays on SBS Radio 2.