Now, more than ever, is the time to check your credit score

Your credit score is calculated by combining all your financial information. This can include the number of credit enquiries made by lenders, loan repayments, default information and late payments. An excellent credit score is usually between 800 and 1000, while a below-average is a score is about 550, says R.Sathyanathan, a popular broadcaster, who explains the credit score procedure. Produced by RaySel.

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