Insurance claims from the NSW bushfire emergency have topped $100 million even though assessors haven't been let into the worst-hit regions yet.
The Insurance Council of Australia says about 900 claims worth more than $100 million have been lodged so far.
Some assessors have hit the road, but many areas are still off limits due to the ongoing fire risk, spokesperson Campbell Fuller said.
"This is a horrific thing for many, many families and business to go through," Mr Fuller told AAP.
He said the council had set up in the Springwood Recovery Centre and urged residents to get their claims in immediately to expedite the rebuilding process.
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The total surpasses other recent fire emergencies, including the blazes at Dunalley in Tasmania at the start of the year.
