Paano nakakaapekto ang credit score sa pagbili ng bahay?

A credit score is a numerical record of a person’s financial reliability. Image Source: Canva

Sa episode na ito, ipapaliwanag ng finance brokers na sina Vee Perez at Maria Papa ang halaga ng credit score sa pag-aapply ng loan sa mga bangko at lenders sa Australia.

Ayon sa mga finance expert ang credit score ay parang financial report card mo. Ipinapakita nito kung maayos kang magbayad ng utang at bills.
Kung palagi kang late magbayad ng credit card, phone plan, o ibang bills, bumababa ang iyong credit score.
Kapag mataas ang credit score mo, mas malaki ang tsansang ma-approve ang home loan.
Kung ikaw ay nahihirapang magbayad ng utang sa Australia, mahalagang malaman na may mga programang tulong ang mga bangko at financial institutions.

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