PANO BA: Paano magsimula ng home loan application sa Australia?

Sa episode na ito aalamin natin ang mga hakbang sa pag-aapply ng home loan sa mga bangko at lenders sa Australia. Ibabahagi ng mortgage broker na si Vee Perez and ilang gabay mula sa pag-unawa ng borrowing capacity hanggang sa approval process.

Experts say there are several ways to apply for a home loan, each with its own advantages and considerations. Image credit: Canva/ Vee Perez

Key Points

• Isa sa pinakakaraniwang paraan ng pagkuha ng loan ay ang direktang pag-apply sa bangko o financial institution.
• Paliwanag ni Vee Perez mahalagang alamin muna ang iyong borrowing capacity o halagang puwede mong hiramin mula sa bangko base sa iyong kita, gastusin, at pinansyal na kalagayan.
• Ang mortgage broker ang tulay sa pagitan ng borrower at ng mga bangko o lender na umaasikaso ng dokumento at loan application.
• Tinutukoy ng mga bangko ang regular na kita, gastos sa pamilya, savings record, credit score, at stability ng trabaho sa kanilang loan assessment.

Listen to the podcast

PANO BA: Paano magsimula ng home loan application sa Australia?

SBS Filipino

14:39Filipino

📢 Where to Catch SBS Filipino

🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.

📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, Youtube Podcasts, and SBS Audio app.

📣 Follow Us on Social Media – Stay updated by following us on Facebook and Instagram.

 

The information shared in the podcast is for general guidance only and should not be taken as professional advice. For decisions related to buying a home or obtaining a loan, it is best to consult a licensed mortgage broker, financial adviser, or an expert in the field.