After 68 days of hearings over the past 12 months, the royal commission has handed down its final report, laying bare a culture that allowed misconduct to thrive at the expense of consumers' best interests.
Commissioner Kenneth Hayne's damning report lays the blame for wrongdoing fairly and squarely with the banks and those who run them.
Griffith University economy professor Fabrizio Carmignani comments the scathing report for SBS Italian.
