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Monthly Finance Talk: Should you feel relieved that interest rates haven’t risen?

A representative image of Australian currency notes.

A representative image of Australian currency notes. Credit: AAP/Dan Peled

As the 2025-26 financial year comes to an end and Australia prepares to welcome the 2026-27 financial year, what changes are coming into effect from 1 July? Alongside that, with the Reserve Bank holding interest rates steady at 4.35 per cent and proposed changes to capital gains tax, are the days of making money as a property investor in Australia coming to an end? We explore these questions and more in this month's finance chat with financial adviser Bishwas Bhattarai.


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By SBS Nepali

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As the 2025-26 financial year comes to an end and Australia prepares to welcome the 2026-27 financial year, what changes are coming into effect from 1 July? Alongside that, with the Reserve Bank holding interest rates steady at 4.35 per cent and proposed changes to capital gains tax, are the days of making money as a property investor in Australia coming to an end? We explore these questions and more in this month's finance chat with financial adviser Bishwas Bhattarai.


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Disclaimer: We would like to inform you that the opinions expressed in the segment are those of the talent himself. This information may not be appropriate for you - contact your tax agent or financial advisor for accurate advice on your situation.

Key topics in this month's discussion:

📉 With the Reserve Bank keeping interest rates steady at 4.35 per cent, what should borrowers and prospective homebuyers be planning for?

💰 For those struggling with rising mortgage repayments, is it better to sell and rent, or ride out the current pressures?

📊 How did the 2025–26 financial year unfold, and what are the major economic changes coming into effect from 1 July?

🏘️ With proposed changes to capital gains tax, are the days of making money as a property investor in Australia coming to an end?

🏠 As the number of investment properties declines, could the supply of rental properties also shrink? And if rental stock falls, are higher rents inevitable?

⚽ How much of a boost can the FIFA World Cup provide to the global economy?

🥅 Fairfield West in Sydney is home to Westfields Sports High School, which has produced numerous Socceroos players. What is housing demand and affordability like in the area, and how much can a school's reputation and sporting success influence the local property market?


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