ANZ has lifted its cash profit to a record $7.22 billion, in line with analyst expectations.
Cash profit for the 12 months to September 30 was up 1.0 per cent on last year's $7.12 billion, with net profit increasing 3.0 per cent to $7.49 billion.
"In a constrained environment, we have continued to see growth in our core customer franchises in Australia, in New Zealand and in key Asian markets, partly offset by the effect of macro-economic headwinds on the International and Institutional Banking Division," chief executive Mike Smith said.
The final dividend was flat at 95 cents fully franked.
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