Lower interest rates are not the only thing in the Reserve Bank's repertoire to put extra money in people's pockets and lift the economy.
Changes are being considered by the central bank to so-called "interchange" fees that banks charge each other for the use of credit and debit cards that are passed on to customers, which could save 10 million lower income Australians an estimated $500 million a year.
According to EFTPOS systems provider Tyro Payments, the RBA is looking to cap these fees at 0.3 per cent rather than the 0.5 per cent average at present.
Tyro estimates that 10 million standard card users are now effectively paying about $50 each to support the five million premium and platinum cards usually held by the rich.
RBA governor Glenn Stevens has said himself that when he uses his platinum Amex card and gets points, someone else is paying for that.
Tyro Payments boss Jost Stollmann describes it as "Robin Hood in reverse".
"Most Australians would be horrified to think that their hard-earned money is subsidising the rich," he said in a statement on Monday.
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