India lead the five-match series 2-1 going into the final game in Kingston, Jamaica on Thursday, where the home team will have a chance to draw the series.
India, who made three changes from the team that won the third game on Friday, were disappointing with the bat.
Even Mahendra Singh Dhoni was not immune from criticism, scoring a painstaking 54 off 114 balls, with just one boundary, as the visitors fell behind the required run rate chasing a modest total.
Opener Ajinkya Rahane top-scored for India with 60 off 91 balls. Only he and Dhoni scored more than 20.
Holder picked up 5-27 with his right-arm fast-medium bowling, including the prized scalp of India captain Virat Kohli for the second match in a row.
“Extremely pleased with the guys,” Man of the Match Holder said in an on-field interview.
“It took a big effort. Credit must go to all the bowlers (and) I thought the fielding was very supportive. We knew we could beat India. Just needed some application.”
Holder admitted batting was still “a concern” and said he thought 250 would have been a “par score.”
Kohli, meanwhile, was also downbeat about his team’s performance with the bat.
"We bowled really well to restrict them to 189,” he said.
"Our shot selection wasn't up to the mark. It felt a bit two-paced. Apart from that I don't think there was anything else in the pitch. With the bat we faltered and that can happen in this game. We just have to put this behind us and come back fresh for the next game."
(Reporting by Andrew Both; Editing by Ken Ferris)
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