Inviting an identity thief along on your holiday may sound absurd, but that's essentially what many people do by ignoring simple steps to protect their personal information.
Travellers are great targets for an ID thief basically because they've let their guard down, according to Peter Schoenrock, senior vice-president of product management at the credit reporting bureau Equifax.
"You're in the middle of town taking pictures, going to tourist attractions. Maybe you're carrying a backpack. Those are prime spots for pickpockets," for example, he said.
"You're distracted. You're in that (carefree) vacation mindset. You're out of your element."
Equifax has put together tips for battling ID thieves while on the road:
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- Place a hold on your mail. An overflowing mailbox can attract thieves looking for an easy way to steal personal information.
- Don't announce travel plans on social media. The information invites ID thieves to target your house while you're away.
- Clean out your wallet. Do you really need six credit cards and your library card on holidays? "If you lose your wallet, it's just more that you have to deal with," Schoenrock said.
- Leave your laptop at home. If you must bring it, update your anti-virus and anti-spyware programs. And don't access bank accounts while in a hotel room, coffee shop or other public wi-fi locations. "Bad actors can log into the same network and, at times, see the transmissions," Schoenrock said.
- Set up a travel alert on your credit card accounts. Notify the card issuer where and when you'll be travelling, especially if you're going overseas. (If you don't, its fraud section could mistakenly flag your account and deny your transactions.)
- While staying at a hotel, lock important documents such as your passport in a safe.
- Protect your smartphone. Create a password for access in case it is lost or stolen. Use an application with a GPS locator to find it.
- Use ATMs located at banks. Unbranded machines may be less secure and the fees often are higher.
- Don't put your full name and address on luggage tags. The idea is to limit personal information that could fall into the wrong hands. Your last name and phone number are enough information to contact you if your suitcase is lost.
- Tear up and discard used boarding passes, which often contain personal information.
