"It is fantastic Kurt has chosen to commit his future to Chelsea," Chelsea's technical director Michael Emenalo said in a statement.
"He has shown his talent since joining us three years ago, and has returned from a serious injury with a fantastic attitude.
"Now he has the opportunity to play regularly in the Premier League and we will be monitoring his progress closely while he is at Stoke."
Zouma featured 13 times for Antonio Conte's side last season, having recovered from a knee ligament injury suffered in February 2016.
(Reporting by Hardik Vyas in Bengaluru; Editing by Keith Weir)
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